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An FHA loan is a government-backed mortgage that allows for lower credit scores and down payments, making home ownership more accessible to low-to-moderate income borrowers.

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs for eligible veterans and their families to purchase, refinance, or improve a home.

A USDA loan is a government-backed mortgage program aimed at providing affordable homeownership and financing options for low to moderate-income rural and suburban households.

A first time home buyer loan is a mortgage aimed at helping people who have never owned a home before to purchase their first home.

A conventional home loan is a mortgage provided by a private lender that is not backed by a government agency, such as Fannie Mae or Freddie Mac.

A home equity line of credit (HELOC) is a type of loan that allows homeowners to borrow against the equity they have built up in their property.

Refinancing a home loan is a process of paying off an existing mortgage with a new loan that has different terms, interest rates, and repayment options.