Partnering with You for a Stress-Free Mortgage Experience
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As a native New Mexican, I understand the local real estate and mortgage markets. I also have extensive experience working in neighboring Colorado. My expertise and passion for helping home buyers become homeowners drives my desire to make sure you get the mortgage product that’s best for your needs. I’ll walk you through the loan process and get you to the closing table as quickly as possible (I have a great track record!). Whether you’re a first-time homebuyer, looking for creative solutions or just need a broker you can trust, I’m here for you!
As a native New Mexican, I understand the local real estate and mortgage markets. I also have extensive experience working in neighboring Colorado. My expertise and passion for helping home buyers become homeowners drives my desire to make sure you get the mortgage product that’s best for your needs. I’ll walk you through the loan process and get you to the closing table as quickly as possible (I have a great track record!). Whether you’re a first-time homebuyer, looking for creative solutions or just need a broker you can trust, I’m here for you!
Before diving into your home search, there’s a crucial step you shouldn’t overlook: getting prequalified for a mortgage. This quick process, taking less than an hour, offers significant advantages:
Know Your Budget: Prequalification reveals how much you can afford to borrow, helping you focus on homes within your price range and saving time.
Boost Negotiating Power: Prequalification shows sellers you’re a serious buyer, enhancing your bargaining position and giving you a competitive edge.
Resolve Credit Issues: Prequalification uncovers credit concerns early on, allowing you to address them and improve your creditworthiness.
Streamline Loan Approval: Prequalification expedites the loan approval process by providing a snapshot of your financial situation, reducing closing time.
Gain Confidence: Knowing your prequalified status brings peace of mind and confidence throughout your home buying journey.
Let us help you navigate the prequalification process quickly and efficiently. Get prequalified today and set the stage for a successful home buying experience!
Helping you purchase a home is what I do best!
Need help repairing your credit to qualify? I can help with that.
From conventional, FHA, VA, USDA to construction loans, I’ll help you find the mortgage that’s right for you.
Mortgage Residential
Turn dreams into reality with a residential mortgage.
Credit Repair
Credit repair is a process aimed at improving an individual’s
Mortgage Payment
We understand the importance of a seamless and stress-free.
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Mortage Experts
Years Experience
Nicole King and her team were outstanding. Nicole walked me through the unfamiliar and complicated process. She stayed on top of the title company and the surveyor. I highly recommend Nicole and her team at NM Mortgage Advisors. Great personal service and a great interest rate.
A minimum credit score of 580 is often required to qualify for a mortgage.
In many cases, you may be able to make a down payment as low as 3.5% or even less, depending on the specific loan program.
The pre-qualification process can typically be completed in as little as one hour
Generally, a prequalification is valid for a period of 60 to 90 days, allowing you ample time to find a suitable property.
The closing process can be completed in as little as 30 days or potentially even less, depending on various factors such as the complexity of the transaction.
One of the upfront costs you can expect is an appraisal fee, typically ranging from $500 to $700. It's important to note that there may be additional costs involved, such as loan origination fees and title insurance.
While it is not mandatory, it is highly recommended to work with a realtor who can provide valuable guidance and expertise throughout the home-buying process. They can assist you with finding suitable properties, negotiating offers, and ensuring a smooth transaction.
A minimum credit score of 580 is often required to qualify for a mortgage.
In many cases, you may be able to make a down payment as low as 3.5% or even less, depending on the specific loan program.
The pre-qualification process can typically be completed in as little as one hour
Generally, a prequalification is valid for a period of 60 to 90 days, allowing you ample time to find a suitable property.
The closing process can be completed in as little as 30 days or potentially even less, depending on various factors such as the complexity of the transaction.
One of the upfront costs you can expect is an appraisal fee, typically ranging from $500 to $700. It's important to note that there may be additional costs involved, such as loan origination fees and title insurance.
While it is not mandatory, it is highly recommended to work with a realtor who can provide valuable guidance and expertise throughout the home-buying process. They can assist you with finding suitable properties, negotiating offers, and ensuring a smooth transaction.
Helping you purchase a home is what I do best! Need help repairing your credit to qualify? I can help you find the mortgage that’s right for you.
NMLS #272473
NM Mortgage Advisors NMLS #222955
An FHA loan is a government-backed mortgage that allows for lower credit scores and down payments, making home ownership more accessible to low-to-moderate income borrowers.
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs for eligible veterans and their families to purchase, refinance, or improve a home.
A USDA loan is a government-backed mortgage program aimed at providing affordable homeownership and financing options for low to moderate-income rural and suburban households.
A first time home buyer loan is a mortgage aimed at helping people who have never owned a home before to purchase their first home.
A conventional home loan is a mortgage provided by a private lender that is not backed by a government agency, such as Fannie Mae or Freddie Mac.
A home equity line of credit (HELOC) is a type of loan that allows homeowners to borrow against the equity they have built up in their property.
Refinancing a home loan is a process of paying off an existing mortgage with a new loan that has different terms, interest rates, and repayment options.
Turn dreams into reality with a residential mortgage. Whether it’s owning a home, starting a business, or pursuing passions, a mortgage can provide the financial boost you need. Leverage your property’s equity, unlock opportunities, and make your aspirations come true. Explore flexible options, lower interest rates, and secure the funds to fund your dreams today.
When it comes to owning a home, finding the perfect balance between affordability and financial stability is key. By working with me, you can enjoy the best of both worlds – a comfortable home that fits your budget and the opportunity to save money along the way. Experience the satisfaction of homeownership while building a secure future.
Credit repair is a process aimed at improving an individual’s creditworthiness and overall credit profile. When facing financial challenges or past credit mistakes, credit repair offers an opportunity to rectify errors, resolve inaccuracies, and rebuild credit health.
I understand the importance of a seamless and stress-free experience when it comes to handling your mortgage payment. I am dedicated to assisting you every step of the way, providing personalized guidance and support to ensure that your mortgage payment process is as smooth as possible. With our expertise, you can gain peace of mind and focus on enjoying the benefits of home ownership without the hassle of complicated payment management.
